FIBAC 2026

Winning in the AI Era

Novel Patterns successfully participated in FIBAC 2026, engaging with banking and financial-services leaders on practical, governed AI across credit, portfolio monitoring, digital journeys and investment operations.

Date11–12 August 2026

VenueBooth No. 8, Hotel Trident, Nariman Point, Mumbai

ThemeWinning in the AI Era

ParticipationBadge & Lanyard Partner

View Event Glimpses

Novel Patterns At FIBAC 2026

Novel Patterns successfully participated in FIBAC 2026, held on 11–12 August 2026 at Hotel Trident, Nariman Point, Mumbai. As the Badge & Lanyard Partner, we were part of two days of focused engagement with leaders from banks, financial institutions and the wider financial-services ecosystem.

The 2026 theme, “Winning in the AI Era: The New Playbook for Indian Banks,” created a strong setting for conversations that moved beyond experimentation and into the realities of enterprise adoption: measurable outcomes, governance, integration, explainability and operational control.

Our team engaged with industry leaders across practical operating priorities:

Credit underwriting and financial-data intelligence.
Post-disbursement surveillance and early-warning signals.
Investment operations, accounting and investor reporting.
Digital onboarding, identity establishment and assisted journeys.
Decision orchestration with policy guardrails and human oversight.

A key highlight was the participation of our CEO, Ashwani Arora, in the panel discussion “Leveraging AI To Redefine Operations Of The Future: The Efficiency Imperative.” The session focused on where AI-led automation can create measurable efficiency and how institutions can build a practical adoption roadmap.

Our Customers

Trusted by financial institutions and lending platforms.

Conversations At FIBAC 2026

The themes that consistently came through in our conversations with banking and financial-services leaders.

Practical AI. Real Operating Priorities.

Our discussions spanned the operating cycle — from credit decisions and onboarding to portfolio monitoring, investment operations and governed decision journeys.

Credit decisionsPortfolio monitoringInvestment operationsDigital journeys

Banks do not need generic AI promises. They need operating models that combine high-quality data, decision precision, regulatory controls, auditability and adoption across existing systems.

Novel Patterns works with financial institutions to solve that implementation gap. At FIBAC, our team discussed how modular platforms can be introduced into existing operating environments without forcing a wholesale replacement of core systems.

Reduce manual underwriting effort

Detect stress before delinquency

Unify investment operations

Build governed digital journeys

Retain human review and overrides

Integrate through APIs and workflows

Areas We Discussed

The conversations were anchored to underlying workflows, control requirements and measurable operating outcomes.

Credit Intelligence & Underwriting

Automate extraction and analysis across bank statements, bureau data, tax documents, financial statements and supporting documents while retaining traceability for credit teams.

Fraud & Risk Pattern Detection

Surface inconsistencies, circular movements, synthetic cash-flow behaviour, document anomalies and behavioural signals that are difficult to detect through rule-only assessment.

Post-Disbursement Monitoring

Use consented account data and portfolio signals to identify liquidity stress, repayment deterioration, fund diversion and emerging risk before conventional delinquency indicators appear.

Investment Operations

Bring order management, fund accounting, compliance, portfolio books, reconciliation and investor reporting into an integrated operating platform for PMS, AIF and wealth businesses.

Digital Identity & Assisted Journeys

Support video interactions, digital onboarding, personal discussion, evidence capture and verification workflows for regulated customer journeys across channels.

Decision & Journey Orchestration

Combine policy rules, model outputs, workflow blocks, case management and human approvals into configurable journeys that remain explainable and auditable.

Platforms We Showcased At FIBAC 2026

Decision OS

Unified journey orchestration, policy rules, AI-assisted decisions, case management and explainable human approvals.

CART

AI-powered financial data analysis, credit underwriting, fraud signals and CAM automation.

HawkEye

Portfolio surveillance and early-warning intelligence for loans after disbursement.

Genesis

Investment management operations for PMS, AIF, wealth managers and family offices.

MyConCall

Video-led onboarding, identity verification and assisted customer engagement.

What Came Through In Our Conversations

Five recurring priorities stood out across discussions with banking and financial-services leaders.

Outcome Before Hype

AI initiatives are being judged by measurable improvements in turnaround time, risk quality and operating efficiency.

Integrate, Don’t Disrupt

Adoption works better when new intelligence layers connect cleanly with existing LOS, LMS, core and operations systems.

Governance Is Core

Explainability, policy controls, audit trails and human review remain central to production-grade AI in regulated finance.

Risk Must Be Continuous

Institutions are looking beyond point-in-time underwriting toward earlier portfolio signals and post-disbursement intelligence.

Operations Need One View

Credit and investment teams want fewer fragmented workflows, clearer ownership and faster movement from insight to action.

From Event Conversation To The Next Working Session

FIBAC gave us the opportunity to understand live priorities from the industry. We are continuing those conversations around focused use cases, data readiness, controls and implementation pathways.

Continue The Conversation

Event Glimpses

Glimpses From FIBAC 2026

A few moments from the panel discussion, conversations at the Novel Patterns booth and our team’s participation across the two-day event.

Panel discussion at FIBAC 2026 — **Leadership on stage**AI-led operations and the efficiency imperative in focus.

Industry conversations at the Novel Patterns booth during FIBAC 2026 — **Conversations at Booth No. 8**Discussing practical use cases with industry participants.

Novel Patterns team participation at FIBAC 2026 — **Novel Patterns at FIBAC**Two days of team engagement, product conversations and industry connections.

Leadership At FIBAC 2026

Panel participation and on-ground industry engagement

Our leadership and go-to-market team engaged with delegates on strategy, product adoption, implementation priorities and measurable AI outcomes.

Panel Highlight

Ashwani Arora

Chief Executive Officer

Panel Discussion

Leveraging AI To Redefine Operations Of The Future: The Efficiency Imperative

The session examined where AI-led process automation and intelligent operations can deliver measurable efficiency, how adoption changes across maturity levels and how institutions can build a practical investment roadmap.

Date12 August 2026

Time9:45 a.m. - 10:45 a.m.

View Ashwani's LinkedIn Profile

Team At The Event

$Ashish Khanna, Chief Strategy Officer at Novel Patterns$

Ashish Khanna

Chief Strategy Officer

Engaged on enterprise strategy, AI adoption, operating-model transformation and partnership opportunities.

View LinkedIn profile

Aditya Sharma

VP - Sales

Engaged on solution fit, enterprise priorities, implementation pathways and commercial considerations.

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Rishabh Joshi

AVP - Marketing

Engaged on market positioning, strategic marketing, brand conversations and go-to-market opportunities.

View LinkedIn profile

Continue The Conversation Beyond FIBAC 2026.

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