The Intelligence Inside Every Lending Decision
FIBAC brings together senior leaders from banks, financial institutions, technology firms and the wider financial-services ecosystem to examine the forces shaping Indian banking. The 2026 theme places artificial intelligence at the centre of that conversation - moving beyond experimentation to measurable business adoption.
Novel Patterns will participate as the Badge & Lanyard Partner , creating an opportunity to meet banking and investment leaders who are evaluating how AI can strengthen decisions without weakening governance, explainability or operational control.
Our conversations at the event will focus on practical adoption across five operating areas:
- Credit underwriting and financial-data intelligence.
- Post-disbursement surveillance and early-warning signals.
- Investment operations, accounting and investor reporting.
- Digital onboarding, identity establishment and assisted journeys.
- Decision orchestration with policy guardrails and human oversight.
The objective is not to add another isolated AI layer. It is to help institutions create operating systems where data, policy, decisions and human actions work together.
